Borrow
Fast | Flexible | Reliable
More accommodating than a bank, more invested than a hard money lender. Vintage Capital provides debt capital for acquisition and development, re-position, value add, and opportunistic purchases throughout the Western United States. Our lending platform is based upon flexibility and efficiency providing a timely response and quick funding.
Vintage looks to build long term relationships by providing real results for its’ borrowers. We are seasoned real estate professionals providing capital for all residential and commercial needs. At Vintage we combine traditional values with cutting edge ideas that create fresh opportunities born from an old world approach.
Bank
While banks rates are lower then your
typical hard money lender, they have
stringent guidelines, lengthy turn times and
lack flexibility.
Vintage Capital
Your perfect solution. More
accommodating then a Bank and less
expensive then a Hard Money Lender.
Hard Money Lender
Generally more lenient guidelines, quicker
turn times and more accommodating then
banks, but you can expect higher rates and
expensive fees.
Loan Types
- Acquisition & Development
- Construction
- Lease Up
- Stabilization
- Opportunistic Purchases
- Distress Assets
- Note Purchases
- Repositioning
Lending parameters
- Loan Term: 3 to 36 months
- Rate: 7% to 13%
- Origination: 1% to 4%
- LTV up to 80%
- LTC up to 90%
- Recourse: Limited Recourse Available
- Funding: 1 to 4 weeks
- Loan Size: $500,000 to $10,000,000
- Prepayment Penalties: None